4 Uninsured/Underinsured Facts for Car Accident Claims in San Diego

If you're injured in an accident by an uninsured or underinsured driver, it's natural to feel particularly anxious about the future of your case and how it'll be handled in the San Diego, California car accident claims process. A San Diego injury law firm will assist you in the process of pursuing your claim against an uninsured or underinsured motorist.

4 Facts of UM/UIM Coverage Helpful to San Diego, California Car Accident Claims

  • In California, insurance providers are required to include uninsured and underinsured motorist coverage in your policy. They may only exclude this coverage if you specifically decline it in writing.
  • California insurance providers are only required to provide UM/UIM coverage in the amount of your policy liability coverage. If you have more than $30,000/$60,000 coverage, insurers aren't required to exceed that amount.
  • Your UM/UIM coverage will cover more than just yourself. It will cover you and all of the members of your house, including children of yours who don't live with you, and college kids that are away. It also covers any passengers riding in your car at the time of the accident or licensed drivers who are driving your car with your permission.
  • UM/UIM coverage applies even when you're not in a car. It applies whether you're driving, walking, bicycling, or simply standing when you're injured by an uninsured motorist. 

If you're injured by an uninsured or underinsured driver, contact a San Diego injury law firm about your rights and entitlements as a result of your accident. 

Take Control of Your California Claim by Contacting a San Diego Injury Law Firm

Accident attorney Mark C. Blane and his legal team aren't like some of the other San Diego injury attorneys you may have met with or seen ads for around town. Our goal is to educate our clients - even those whose San Diego, California car accident claims we don't take - so that you not only understand the legal process ahead of you but the basics of San Diego injury law and your legal rights.

You can get started by ordering one of our FREE injury guides including Wolf in Sheep's Clothing: What Your Insurance Company Doesn't Want You to Know and Won't Tell You Until It's Too Late! or The 10 Secrets You Need to Know About Your Injury Case Before You Call a Lawyer. Contact us today to schedule your appointment - 888-845-6269 or 619-813-7955. We are proud to serve San Diego's Spanish speaking population and even offer our FREE California personal injury book en Español.

Mark Blane
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Founder of The Law Offices of Mark Blane, APC
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