Dealing with Financial Concerns After a Car Accident Can Be a Problem For You and Your Family
Paying Medical Bills, Car Repair, Insurance Company Negotiations: San Diego Lawyers Helping Injured People Recover Financially
A traumatic injury causes significant financial hardship for most families:
1. Transportation problems if a car is totaled;
2. Loss of income if the breadwinner is in the hospital or cannot work;
3. Medical bills, especially if the family does not have health insurance;
Although a lawyer can't help you meet every financial challenge, there are a number of things your lawyer CAN do to hold the negligent party responsible, to speed your financial recovery, and to minimize the stress you are facing. At our San Diego Personal Injury Law Firm, our personal injury attorneys and staff help our injured clients in a number of ways:
1. Insurance Negotiations for Property Claims: For existing personal injury clients, our staff will help with insurance negotiations to ensure that your car is repaired or that you receive the fair market value or replacement costs for your totaled car or truck.
2. Insurance Negotiations for Medical Claims: As your injury lawyer, the most important part of our work on your behalf is to negotiate a fair settlement for you — one that takes into account the negligence of the other party, your current and future medical and rehabilitation expenses, and your pain and suffering. We make sure the insurance company understands the value of your particular injury case.
3. Medical Bills and Medical Liens: As soon as you enter the ambulance, the medical bills start to add up. Within a few weeks they arrive on your kitchen table. Catastrophic injuries — like traumatic brain injury — can cost more than $1 million over the course of a lifetime.
If you have no insurance, you may have difficulty getting the care you need. Even if you have insurance, copayments, deductibles and policy limits could leave you with tens of thousands of dollars in unpaid medical bills.
We help clients with medical bills in two ways. If you have no insurance, we have a list of physicians who will provide care on a lien basis (who agree to be paid at the end of your case). Even if you have medical insurance, we can negotiate on your behalf with the hospital and your doctors to delay their bills until your case has been concluded — either with a settlement or a jury verdict. We can also negotiate with your health care providers to reduce their bills in order to get matters resolved.