A California UM claim therefore essentially creates an adversarial relationship between you and your own insurance carrier for purposes of their defense (to lower your settlement value for bodily injuries, and the like). Thus, it may be wise to retain experienced legal counsel when asserting a UM claim in California. As can be expected, your own insurance carrier will NOT be looking out for your best legal interests (even though you are its own insured!). Instead, quite the contrary.
Your own carrier will be looking for ways to pay out as little money as possible in your California UM claim. In the bad event you do not have any UM coverage, you may have no other practical means of obtaining compensation for your bodily injuries. This is why you should always carry UM coverage, preferably with limits of at least $100,000, if not more. In fact, if you can get a $500,000.00 UM policy or a $1,000,000.00 policy even better.
More Legal Qestions About Car & Motorcycle Accidents?
Do you have more legal questions about car & motorcycle accident cases? Return to the Auto & Motorcycle accidents in California Frequently Asked Legal Questions page.