The Law Offices of Mark C. Blane, APC It is very important for consumers of California to add or maintain “Medical Pay coverage” on their auto policies for the following reasons:

1. it applies to you regardless of fault;
2. it applies to your passengers as well;
3. it applies to virtually all modalities of medical care including reimbursement for out-of-pocket costs reasonably related to the auto accident;
4. it is sometimes waived, and it is always reduced when you settle against a third party;
5. the costs of having medical pay coverage is miniscule to advantages it gives you;