CALIFORNIA (AUTO) COMPREHENSIVE INSURANCE COVERAGE: What is California comprehensive coverage in an auto liability policy?

Comprehensive coverage pays for damage to a car that was caused by events other than a car accident, or if the owner was at fault. Covered events can include theft, fire, vandalism, natural disasters -- even hitting a deer. This is actually quite common on some parts of California freeways!  Comprehensive coverage, like collision coverage, usually insures only the actual value of the car and not the replacement value.

IT IS A GOOD IDEA TO REVIEW YOUR AUTO POLICY EVERY YEAR TO MAKE SURE YOUR COVERAGES COVER ANY LIFESTYLE CHANGES. You can call me FREE of charge to review your auto policy at (619) 813-7955.