It is very important for consumers of California to add or maintain “Medical Pay coverage” on their auto policies for the following reasons:
1. it applies to you regardless of fault;
2. it applies to your passengers as well;
3. it applies to virtually all modalities of medical care including reimbursement for out-of-pocket costs reasonably related to the auto accident;
4. it is sometimes waived, and it is always reduced when you settle against a third party;
5. the costs of having medical pay coverage is miniscule to advantages it gives you;
 
Mark Blane
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San Diego Personal Injury Lawyer
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