CALIFORNIA AUTO INSURANCE: In California, who or what parties are usually covered under a California auto insurance liability policy?

A:

Here are the parties covered under a valid California auto liability insurance policy:

Named insured:  This is the person or people named in the California auto policy, no matter what car they are driving.

Spouse:  Even if the spouse of the named insured is not named on a policy, liability insurance almost always covers him or her, unless the couple does not live together.

Other relative:  This refers to anyone living in the household with the named insured who is related to the insured by blood, marriage or adoption, usually including a legal ward or foster child.

Other covered person:  Anyone driving the insured vehicle with permission. Someone who steals the car is not covered.
 

More Legal Questions About El Cajon California Car Accident Cases?

Do you have more legal questions about El Cajon California Car Accident cases?  Return to the Auto, Motorcycle & Truck Accidents in California Frequently Asked Questions page. 

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